of a two-car accident seven months earlier. The previous May, on the Thursday before the Memorial Day weekend, his client, Lisa Ray, driving her white 1973 Dodge Dart, had been making a left-hand turn out of one of the City College parking lots when she was struck by an oncoming van. Lisa Rayâs vehicle was badly damaged. Police and paramedics were called. Lisa suffered a bump to the head. The paramedics examined her and suggested a trip to the ER at St. Terryâs. Though shaken and upset, she declined medical assistance. Apparently, she couldnât bear the idea of waiting hours, just to be sent home with a set of cautions and a prescription for a mild pain reliever. They told her what to watch for in terms of a possible concussion and advised her to see her own physician if needed.
The driver of the van, Millard Fredrickson, was rattled but essentially unhurt. His wife, Gladys, sustained the bulk of the injuries, and she insisted on being taken to St. Terryâs, where the findings of the ER physician indicated a concussion, severe contusions, and soft-tissue injuries to her neck and lower back. An MRI revealed torn ligaments in her right leg, and subsequent X-rays showed a cracked pelvis and two cracked ribs. She was treated and referred to an orthopedist for follow-up.
That same day, Lisa had notified her insurance agent, who passed on the information to the adjuster at California Fidelity Insurance, with whom (coincidentally) Iâd once shared office space. On Friday, the day after the accident, the adjuster, Mary Bellflower, had contacted Lisa and taken her statement. According to the police report, Lisa was at fault since she was responsible for making the left turn safely. Mary went out to the accident site and took photographs. She also photographed the damage to both vehicles, then told Lisa to go ahead and get estimates for the repair work. She thought the car was beyond help, but she wanted the figures for her records.
Four months later, the Fredricksons filed suit. Iâd seen a copy of the complaint, which contained sufficient whereases and wherefores to scare the pants off your average citizen. Plaintiff was said to be âinjured in her health, strength, and activity, sustaining serious and permanent physical injury to her body, shock and emotional injuries to her person, which have caused and will continue to cause Plaintiff great emotional distress and mental and physical pain and suffering, subsequently resulting in loss of consortiumâ¦(and so on and so forth). Plaintiff is seeking damages including but not limited to, past and future medical expenses, lost wages, and any and all incidental expenses and compensatory damages as permitted by law.â
Plaintiffâs attorney, Hetty Buckwald, seemed to think a million dollars, with that comforting trail of zeros, would be sufficient to soothe and assuage her clientâs many agonies. Iâd seen Hetty a couple of times in court when I was there on other matters, and I generally came away hoping Iâd never have occasion to come up against her. She was short and chunky, a woman in her late fifties with an aggressive manner and no sense of humor. I couldnât imagine what had left her with such a chip on her shoulder. She treated opposing attorneys like scum and the poor defendant like someone who ate babies for sport.
Ordinarily, CFI would have assigned one of its attorneys to defend such a suit, but Lisa Ray was convinced sheâd do better with a lawyer of her own. She was adamant about not settling and sheâd asked Lowell Effinger to represent her, sensing perhaps that CFI might roll over and play dead. Police report to the contrary, Lisa Ray swore she wasnât at fault. She claimed Millard Fredrickson was speeding and that Gladys wasnât wearing her seat belt, which was, in itself, a violation of California traffic law.
The file Iâd picked up from Lowell Effinger contained copies of numerous