that’s not where my bread and butter is…”
“Where would that be?” I said.
“Bay Harbor,” he said.
The words went right down my spine. Bay Harbor. He might as well have said Sodom and Gomorrah.
“I made most of my nut right there,” he said. “In Bay Harbor. Of course, that place is gonna be full one of these days.” He looked at the cards he was holding close to his chest. He called Kenny’s dollar and raised ten more. “Ain’t that right, Kenny?”
Kenny folded his hand. “Too rich for me.”
“The big question is, who’s gonna build the next Bay Harbor?” Vargas said. “And where’s it gonna be?”
Chapter Three
If you drive south, over the Mackinac Bridge, and then down M-31 along the Lake Michigan coast, the first town you’ll hit is Petoskey. It used to be a sleepy little fishing village, now it’s yuppie heaven. Keep going toward Charlevoix, another sleepy little fishing village turned yuppie heaven—about halfway there you’ll hit Bay Harbor. Or rather, Bay Harbor will hit you. First thing you’ll see is the Bay Harbor Yacht Club. There’s a white building next to the road, all done up like a lighthouse. A guard sits at the gate, ready to check you over to make sure you’re on his list. Further down there’s the Bay Harbor Golf Club. Another white building right next to the road, another guard sitting at the gate. Across the street, on a hill that’s as high as any hill in this part of Michigan, sits the Bay Harbor Equestrian Center. Anywhere else in the state, it’s a horse farm. Here it’s the Equestrian Center. Needless to say, there’s another gate with another guard.
The houses are all on the lake side of the road, of course. You have to go through yet another gatehouse to get to them. There are condominiums, too, and a big hotel. There’s even a little Main Street where you can try on some diamonds, maybe buy a painting, and then have a cappuccino. If you don’t have a lot of money to spend, don’t even bother slowing down. Just take a quick look at Bay Harbor, friend—be impressed, be envious, be sorry that you can’t live here yourself. And then keep driving.
“The thing is,” Vargas said, “the market has to level off eventually. You can only build so many top-of-the-line houses in one place. That’s why I know there’s gonna be another big boom somewhere else. There has to be. With Bay Harbor, I got a little lucky, because with the store in Petoskey it all happened right in my backyard. This time, I’ve got to be ahead of the curve, you know what I mean? It’s all a guessing game. Which is what got me thinking…”
Vargas paused to roll the single malt around in his glass. If he was hoping for a spellbound audience, he wasn’t getting it. Jackie called Vargas’s raise, and then Bennett raised him ten more. Vargas slid his chips in without even looking at them.
“I’m thinking, why try to guess where the next boom is going to be, when I can help make it happen myself? Branch out of the custom kitchen business, you know, actually get in on the building itself, from the beginning, once we find the right place. That’s one of the reasons I built this house here.”
That one hit me like an ice pick. Jackie, Bennett, Gill, they didn’t even flinch. They must have heard this one before. Kenny just had a little smile on his face. He’d heard it before, too, and probably liked the sound of it.
“Of course, it’s not all my own money,” he said. “I don’t have that kind of capital yet. I’m just the point man, you realize. We have investors in place, who prefer to stay in the background…”
“You’re talking about shady money?” Bennett said. “You’re talking about real kingpins here?”
“I can’t discuss that,” Vargas said.
“You already are,” Bennett said. “You’re discussing it. You’d better be careful, you’re gonna end up sleeping with the fishes.”
“Don’t worry about me,” Vargas said. “I’m a big