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doctor and her mother a schoolteacher. They had always been comfortable, and unlike Allan, she had simple expectations. All she wanted was to be married to a man who loved her, and have wonderful children. She spent a lot of time reading up on experimental educational theories, she was fascinated by psychology in relation to childrearing, and she shared her passion for art with them. She encouraged them to be and become all that they dreamed of. And she had always done the same with Allan. She just hadn't expected him to make his dreams materialize to the extent he did.
    When he told her he had sold his company for two hundred million dollars, she nearly fainted, and thought he was kidding. She laughed at him, and figured maybe with some extraordinary luck, he might have sold the company for one or two or five, or at a wild guess, ten, but never two hundred million. All she wanted was enough to get their kids through college, and live comfortably for the rest of their days. Maybe enough so Allan could retire at a decent age, so they could spend a year traveling in Europe, and she could drag him through museums. She would have loved to spend a month or two in Florence. But what his windfall represented to them was beyond dreaming. And Allan dove into it with a vengeance.
    He not only bought houses and co-ops, a yacht and a plane, but he made some extraordinarily risky high-tech investments. And each time he did, he assured Fernanda that he knew what he was doing. He was riding the crest of the wave, and felt invincible. He was a thousand percent confident of his own judgment, more so than she was at the time. They started fighting over it. He laughed at her fears. He was plunging money into other companies that had yet to prove themselves, while the market was skyrocketing, and everything he touched turned to gold for nearly three years. It appeared that no matter what he did, or what he risked, he could not lose money, and didn't. On paper for the first year or two, their immense new fortune actually doubled. Notably, he invested in two companies that he had total faith in, and others warned him might plummet. But he didn't listen, not to her or the others. His confidence soared to dizzying heights, while she decorated the new house, and he chided her for being so pessimistic and so cautious. By then, even she was getting used to their new wealth, and starting to spend more money than she thought she should, but Allan kept telling her to enjoy it and not worry. She stunned herself by buying two important Impressionist paintings at a Christie's auction in New York, and literally shook as she hung them in their living room. It had never even dawned on her that one day she might own those paintings, or any like them. Allan congratulated her on her good decision. He was flying high and having fun, and wanted her to enjoy it too.
    But even at the height of the market, Fernanda was never extravagant, nor did she forget her more modest beginnings. Allan's family was from southern California, and they had lived more lavishly than hers had. His father was a businessman, and his mother had been a housewife, and a model in her youth. They had had expensive cars, and a nice house, and belonged to a country club. Fernanda had been seriously impressed the first time she went there, although she thought them both somewhat superficial. His mother had been wearing a fur coat on a balmy night, as it dawned on her that even living in the frozen winters of the Midwest her mother had never owned one, and wouldn't want to. The show of wealth was far more important to Allan than it was to her, even more so once his overnight success broadsided them. His one regret was that his parents hadn't lived to see it. It would have meant the world to them. And in her own way, Fernanda was relieved that her parents were gone too, and couldn't see it. They had died in a car accident on an icy night ten years before. But something in her gut always told her that