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believe that idea, the alternative was they were blind idiots. He walked to stand beside her and the hood of her car, where he set down his laptop case and the bank bag. With his hands free, he shook out the leather jacket he'd been carrying.
    "Here, you're cold. Wear this."
    She looked about ready to say "no," but then she turned her back to him to accept the jacket, and he guided it over her slender shoulders. Of course it was too large for her petite figure, but she didn't put her arms in the sleeves.
    "Thank you," she murmured, looking back and up at him with soft appreciation on her face. He couldn't remember the last time he'd felt like a man around a woman. He cleared his throat, trying to regain his bearings.
    "So ..." he started to say slowly as she turned to him with the parking-lot light sending shimmers through her shoulder-length dark hair. "I can't leave you out here." He was saying it for her, but he was also saying it so he realized it too.
    "I'll be fine ..." she started to say.
    "How?" he asked.
    "I'll ..." She paused, looking at her car, the parking lot, then back to him. "Well, um, I will sleep in my car, because I cut up my credit cards over two months ago."
    "No, about sleeping in that car out here ... alone," he said first with furrowed eyebrows. Then he asked, "You cut them up?"
    She looked sheepish. "There was this TV show about getting out of all debt and I got excited about it." She paused, moving to lean back on the car with him. "Now that I think about it, Dan never got excited about it at all." She looked down at her brown sandals and he noticed she painted her toenails and had two silver toe rings on the dainty digits. That surprised him a bit, hinting to his way of thinking about the hidden depths of a suburban housewife.
    "But one of those steps was to cut up your credit cards so you could only pay them off and not be able to charge anything more on them," she said, and then she sighed. "So, I guess I'm really stuck."
    The minute he realized she was abandoned and homeless, a crazy idea popped into his head. Hell, he could easily give her the money for a room. But somehow he didn't like the idea of her being all alone in some anonymous room.
    "You can stay with me." He all but blurted the crazy idea with an abandon he'd not woken up with that morning. But tonight his life was completely changed, and the moment he said it, he liked the idea even better.
    "Oh, Jack," Nia exclaimed softly, and he liked the way she said his name. "I couldn't."
    "Yes, you could." He smiled at her with a conspirator's smirk.
    "Jack.” She drawled out his name while she tapped the top of his hand, braced on the hood of her car. "You’re thinking it might make them crazy?"
    He nodded, liking the idea more and more—specifically because it would make Sadie crazy.
    "Look," he said, folding into a serious tone, "my house is a damn ponderosa. There's another entire side of it with guest bedroom and bath that I haven't seen in a couple months." He paused, thinking it through. "I'm at work a lot, and the only common areas of my house are in the middle—the kitchen. You might not see me for a month."
    Nia couldn't believe Jack was offering her a place to stay at his house. She barely knew him. Of course, she'd already thought of her friends, who were all married, and she couldn't bring herself to impose on their marriages that way. Besides, the time was going to come soon enough that they’d all learn her marriage had failed ... and the reason it had failed.
    Frankly, she was afraid to sleep in her car. One door wouldn't lock. That was what she'd just finished crying about when Jack showed up—the awful realization she might have to go back home and stay there while Sadie was there. She could think of more horrible things, like her husband cheating—but not much.
    Jack was watching her intently. His brown eyes were so dark they nearly looked black and he wore his burnished blond hair short, but long enough so it had a