two other necessary errands.
She caught the train in the village and was there in half an hour. The city did not look so different to her—the change had been gradual—but she still noticed the absence of young men. There were a few errand boys, junior clerks, and delivery men, but in streets once crowded with the cheerful conversations of the young with the world of knowledge before them, there were hardly any students. She could not bear to think of how many of them were already dead in France, and how many more would be.
She went into the bank and asked to speak to the manager. She liked Mr. Atherton. He was very capable and she always left reassured.
After a few minutes, a smart young woman in a plain, dark blue suit came out of the side door. The blouse was crisp and tailored, and the skirt was rather full and reached only to the middle of her calf. No doubt the jacket would be long, and equally fashionable. She had also cut her hair short. She looked about Hannah’s age.
“Good morning, Mrs. MacAllister,” she said with a slight smile. “My name is Mae Darnley. How can I help you?” She offered a cool, lean hand, without any rings.
The gesture struck Hannah as odd, but she nonetheless shook the woman’s hand because it would have been rude not to. “I would like to speak to Mr. Atherton, please.” She had already said as much to the original clerk.
“I am afraid Mr. Atherton is no longer with us,” Miss Darnley replied. “He works with the War Office in London. I am the manager now. How can I assist you?”
Hannah was lost for words. Surely things could not have changed so much? This woman could not be more than thirty-five at the most. What could she know?
Miss Darnley was waiting.
Hannah realized she was being discourteous and other people were beginning to look at her. “Thank you,” she said awkwardly. “Then… then I suppose I had better confer with you.”
Hannah followed Miss Darnley into the office and even before she sat down she noticed how it had changed. The silver tantalus for whiskey that previously sat on the side table had disappeared. In its place was a vase of narcissi. She smelled their perfume immediately. The photographs were different. Instead of Mr. Atherton’s wife and sons there was an elderly couple in a silver frame, and a young man in uniform, so far framed only in polished wood. And all the ashtrays had gone, too. Apparently Miss Darnley did not approve of smoking in her office.
Hannah sat down while her mind raced through what she could ask this young woman, other than the advice she had come for, and would customarily entrust only to Mr. Atherton. Miss Darnley was clearly waiting expectantly, so Hannah cleared her throat and began. “I have a small amount of money left after my parents’ deaths. And continuing income from my house in Portsmouth, which my husband and I are renting out because I now live in the family home here.”
“I see. And you wish to invest it?”
“Yes. Mr. Atherton suggested certain bonds, but I need more advice before I make up my mind. I don’t wish to trouble my husband with the matter because he is seldom home, and only for a few days at a time.” Already she wished she had not told this smart young woman so much. Perhaps she should ask the family lawyer? He was always reliable.
“Will you require the money within a short time?” Miss Darnley asked. “Two or three years, for example? Or is it a long-term investment, perhaps with your children in mind, or your husband’s retirement?”
“Long-term,” Hannah replied.
“How much are we speaking of?”
“Just over a thousand pounds.”
“Considerable,” Miss Darnley acknowledged. “Houses are usually safer than bonds, which can be affected by a radical change in business, or the markets.” Her lips tightened. “But in wartime houses can be bombed, and of course insurance does not cover war—or acts of God.” She looked at Hannah very steadily. “Have you