job selling hot dogs? What you need isnât a bunch of lies from a PhD in clinical psych. You need a real solution: a nest egg in a foreign bank account. Everybodyâs doing it. I just read in the paper that foreign accounts, foreign passports, and four-wheel drives are the three official trends this summer.â
âAnd that will work?â I asked.
âLike a charm,â Uzi promised. âItâll help the dream and the reality. Itâs not going to keep you from becoming a refugee or anything, but at least youâll be a refugee with a bundle. The kind who even if he winds up with a hot dog stand at a train station in Japa-Germany has enough cash to hire another refugee with even lousier luck to stand there and stuff the sauerkraut.â
Taking advantage of refugees wasnât an idea that appealed to me at first, but after a few more nocturnal visits to the hot dog stand, I decided to go for it. On the Internet, I managed to find a nice website of an Australian bank, with a promotional video that showed not only breathtaking landscapes but a smiling teller, who looked like Julia Robertsâs even nicer sister and urged me to deposit my money with them.
Uzi nixed the idea straightaway. âTen years from now Australia wonât even be there. If the hole in the ozone layer doesnât get to them, the Chinese takeover will. Itâs a sure thing. My cousin works in the Mossad, Pacific Division. Go for Europe. Any place except Russia and Switzerland.â
âWhatâs the problem there?â
âThe Russian economy is unstable,â Uzi explained, taking a big bite of falafel. âAnd the Swiss . . . I dunno. I donât like them. Theyâre kind of cold, if you know what I mean.â
Eventually I found a nice bank in the Channel Islands. Truth is, before I started looking for a bank I didnât even know there were islands in the Channel. And it may well be that even in the worst-case scenario of a world war, the bad guys whoâll conquer the world wonât realize there are islands there, either, and that even under global occupation, my bank will stay free. The guy at the bank who agreed to take my money was named Jeffrey but insisted that I call him Jeff. A year later he was replaced by someone named John or Joe, and then there was a very nice new guy named Jack. All of them were pleasant and polite, and when they talked about my stocks and bonds and their secure future they made sure to use the present perfect tense correctly, something that Uzi and I never managed to do. Which only reassured me more.
All around me, squabbles in the Middle East were growing more aggressive. Hezbollahâs Grad missiles were hitting Haifa, and Hamas rockets were thrashing buildings in Ashdod. But despite the deafening explosions, I slept like a baby. And it wasnât that I didnât have any dreams, but what I dreamed about was the pastoral setting of a bank, surrounded by water, and Jeffrey or John or Jack taking me there in a gondola. The view from the gondola was dazzling, and flying fish swam along with us, singing to me in a human voice that sounded a bit like Celine Dionâs about the splendor and beauty of my investment portfolio, which was growing by the minute. According to Uziâs Excel charts, it had grown to the point where I could open at least two hot dog stands or, if I preferred, one roofed kiosk.
And then came October 2008, and the fish in my dream stopped singing. After the market crashed, I called Jason, who had replaced the last J on the list, and asked him if he thought I ought to sell. He said Iâd do better to wait. I donât remember just how he said it, except that he, too, like all the Jâs before him, made very correct use of the present perfect. Two weeks later, my money was worth another thirty percent less. In my dreams, the bank still looked the same, but the gondola had begun capsizing and the flying fish, which