The Rebound Guy
beginning foreclosure proceedings that will start once the delinquency reaches 120 days.”
    “He was three months behind and they’re just now contacting you?” Dex asked as he resumed walking. “And where the hell is Myron? Why didn’t he say he was having trouble paying the mortgage?”
    “Well, if you can find him, maybe you can ask him that. The landlord of the building where he leased office space said that he skipped out owing back rent. It was business as usual when the landlord left on Friday. When he returned Monday, Myron’s real estate office was cleared out. All that remained was a broken coffee maker and the copy machine that he’d leased. He hadn’t paid that bill, either.”
    “Dammit, Niecy. Did you explain this to the bank? Maybe they can work out a plan or something?”
    “I did, but there’s not much they can do. Myron and I refinanced right before we separated. I still owe nearly a hundred thousand, not including the back payments.”
    Dex pinched the bridge of his nose. “You can’t lose the house.”
    “I don’t want to, of course, but I have to face that it’s a real possibility. We may have to move in with Mom and Dad.”
    “Even if you could move in with Mom and Dad, you would have to drive nearly two hours to bring Little Myron to school every day. It’s unrealistic.”
    His nephew suffered from a severe form of autism. Denise had managed to get him into one of the best schools in Georgia for kids with his disability. The proximity to Myron’s school was the sole reason she had moved to the town eighty miles north of Atlanta.
    Dex silently cursed his ex-brother-in-law. “How much do you need?” he asked.
    “More than you have just lying around.”
    “I asked how much, Niecy?”
    “At least fifteen thousand,” she answered.
    Shit . No, he didn’t have fifteen thousand just lying around. He had enough socked away in the IRA he’d paid into during his days at Reynolds and Locke, but the hit he’d take in penalties and fees made Dexter cringe.
    “Mom offered to cancel their anniversary cruise and use the money to help pay a portion, but I can’t let her do that,” his sister said.
    “No,” Dex quickly agreed. Their parents had been planning the sixteen-day transatlantic cruise to the Mediterranean to celebrate their fortieth wedding anniversary for three years. Dex didn’t care how many afternoons his dad spent on the golf course. Last year’s heart scare had brought home that his parents would not be here forever. They were going on that cruise.
    “I’ll come up with something,” he said. “When do you have to get the money to the bank?”
    “The loan officer says that foreclosure proceedings will start in a little over a month. If I can’t figure something out soon, I’ll start collecting cardboard boxes.”
    “Hold off on the packing,” he said. “I mean it, Niecy. I’m not letting you lose the house.”
    There was a pause before a quiet, emotion-cloaked, “Thank you,” came through the line.
    Dex cleared his throat, which had become painfully tight. “Try not to let this get to you, okay?”
    “Okay,” she said. “I love you, Pumpkin.”
    He smiled at her use of his childhood nickname, which he’d always hated. Not as if his older sister cared.
    “I love you, too.”
    After he’d ended the call, Dexter quickly made it to his apartment. Roxie was waiting at the door. He knew she needed to go out, but his sister’s current predicament was more pressing than his Pomeranian’s full bladder.
    He clicked on the financial planning program on his computer and logged into his account. As he scanned the numbers, the muscles in his jaw twitched in irritation. He definitely had enough to take care of Niecy’s back mortgage payments, but he would lose an obscene amount in taxes and early-withdrawal penalties.
    “Dammit.” The fist he banged against the desk rattled the framed school photo he kept of his nephew.
    His long-range financial plans had not
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